WHAT TYPES OF DAMAGES CAN I GET AFTER A CAR ACCIDENT?

If you have been involved in a car accident in Baltimore or Glen Burnie or elsewhere in Maryland, and you were not at fault, you are likely wondering how you will be able to cover your expenses and how you will be compensated as a result of the car accident.

Unless you have been through this process before or know someone who has, it is normal to not have any idea about how this process works. It can be frightening and sometimes overwhelming, especially after you have been injured due to no fault of your own, to have to face the system dominated by insurance companies on your own.

PROPERTY DAMAGE

The first thing that you should do after a car accident in Maryland is call a lawyer who can help guide you through the process. We do not charge for the phone call, in fact, we do not charge you any money throughout the entire process unless and until we recover money for you at the end of the case. So if you are hesitant about calling a lawyer because you don’t want to be charged money, don’t be, we make it as easy as possible for you.

There are several different types of “damages” that you are entitled to recover after being injured in a car accident in Maryland and as car accident lawyers we immediately begin helping you identify those damages and working toward a fair settlement.

Your first concern is usually property damages. Who is going to pay for my car to be fixed? Am I entitled to get a rental car and who is going to pay for it? What if my car is totaled? These are all normal questions and will be addressed immediately by your attorney. The property damage claim is handled separately from a bodily injury or wrongful death claim. The victim, you, with our assistance, seeks to recover from the at fault driver’s insurance company the cost of repairing the vehicle or, if the vehicle is totaled, the fair market value of the vehicle. Proving the property damage claim can be done through photographs of your car at the scene of the accident, photographs of any other damaged property and witness testimony about the accident. If you have to bring your car to an auto body shop for repairs, the bill for these repairs must be included as a part of your claim. Our lawyers can help you process these claims as quickly and effectively so that you don’t have to worry about it. If you have been injured, the last thing that you need to worry about is dealing with an insurance company to compensate you for the damages to your vehicle.

MEDICAL BILLS

Medical bills can be very expensive. These bills include your diagnosis, hospitalization and treatment costs. If you feel as if you have been injured in a car accident you should ALWAYS seek medical treatment by going by ambulance to the hospital from the scene. If not by ambulance, have someone drive you. If not from the scene, go somewhere on the way home. If you don’t know where to go, call us immediately and we can direct you to the proper place. Regardless of where you go, the at-fault driver’s insurance company will be responsible for your medical bills, so the cost of those bills should be the least of your worries after a car accident in Maryland.

LOST WAGES

When you suffer a significant injury, you may have to spend time out of work to focus on your recovery. During this time you are missing out on both wages and opportunities for career advancement. Both of these are considered when determining an appropriate amount of money to compensate you for your lost wages as a result of your car accident injury in Maryland.

PAIN AND SUFFERING

Pain and suffering damages are often the largest and most important part of your eventual settlement amount. These damages refer to the amount of physical and emotional pain and suffering that you have endured as a result of the car accident. How badly does the injury cause you pain and for how long? Did it cause you pain for a week? A month? Is it going to cause you pain for the rest of your life? What about emotional pain and suffering? Have you had psychological injuries as a result of the accident? Are you now afraid to drive? Have the injuries caused you to be unable to do the things that you love? Can you no longer exercise or attend activities that you were once able to attend? Has it caused problems in your relationships? These are all very significant and must be considered when finally determining how much money your case is worth.

At Ruben Law Firm we have been handling car accident cases for more than 25 years. We know the process. We know how to deal with insurance companies. We know how to steer you in the right direction to get the maximum possible settlement for your case. Call us immediately for a free consultation. Call Mr. Ruben’s cell at (443) 253-7713 or call the office at (410) 766-4044, or e-mail us at David@RubenLaw.com.

Maryland Seat Belt Laws

In Maryland, all drivers and passengers are required to wear seat belts regardless of where they are seated in the car. Maryland’s new seatbelt law requires that even passengers over 16 in the back seat wear a seatbelt. Maryland’s seatbelt laws concerning drivers, front seat passengers, and backseat passengers under 16 are primary laws. A primary law means that an officer can pull you over if you are driving while not wearing a seatbelt, if one of your front seat passengers is not wearing a seatbelt, or if one of your backseat passengers is under 16 and not wearing a seatbelt, even without witnessing another violation. Maryland seatbelt laws concerning backseat passengers over 16 are secondary laws. This means that an officer can only pull you over if you are committing another violation but can give you a ticket for both the other violation and the seatbelt violation.

We handle Maryland’s traffic cases on a daily basis and we’ve been doing it for more than 20 years. Call the Law Offices of David L. Ruben today for a free consult (410) 766-4044.